A Study On Financing Risk Of Small And Medium Sized Enterprises Under The Framework

Folk financing is an important way to finance small and medium-sized enterprises.In recent years,private financing has been developing rapidly,providing financial support for small and medium-sized enterprises and private capital needs,and effectively promoting economic development.Because of its own risks and the absence of legal system,the cases of private financing risk have become more frequent and have caused great trauma to the accident.In this paper,by way of case study of small and medium-sized enterprise folk financing risk,the first comb the our country small and medium-sized enterprise financing,relevant concepts and basic theory of financing risk,and in the folk financing theory,risk management theory,the analysis under the theory of financing,Case description made by Wenzhou people education group,in the case of financing chain scission risk diagnosis from two aspects of dominant and stealth,it is concluded that lead to Wenzhou people education group,the causes of financing risks are various,and the risk from their own management structure,and the small and medium-sized enterprise folk financing risk supervision and warning for internal and external analysis.On this basis,from the perspective of specification put forward some perfect measures from their own side of small and medium-sized enterprises,to set up the small and medium-sized enterprise financing risk supervision law,establishing the folk financing risk early warning system of policy proposals,effectively prevent the generation of small and medium-sized enterprise financing risk.In the foreseeable future,the trend of using private financial channels to solve the financing bottleneck of smes is increasing.Therefore,this paper hopes that this case study will provide lessons for smes' financing risk management,and hope to help small and medium-sized enterprises to control their risks better.Can make effectively configuration of the folk capital,and at the same time solve the difficulty of small and medium-sized enterprise financing gap is big,to effectively control the financing risk,so as to promote the public sector of the economy and the common development of non-public economy,and makes the whole national economy to a more sustainable,healthy and stable development.