The Goal's Research Of Rural Inclusive Finance Improved By The Internet Finance

Since the end of 2015,the "Inclusive Financial Five-Year Plan",Inclusive Finance began rising to the national strategic level,and focused on the popularization of financial services on rural areas and other remote areas.Internet finance has recently a lot of innovation and successful practice,and with the progress of the country and the pace of development of the market.The boom Internet finance is able to broaden the breadth,deepen the depth,and coincide with the core concepts of rural Inclusive financial services.It's necessary to use Internet finance in order to promote the development of Inclusive Finance.This paper is divided into five parts: the first part is the related concepts,theoretical basis and rural Internet financial development.The second part is the analysis of the status and causes of rural Inclusive financial goals.It mainly discuss reasons of the current lack situation of rural public inclusive finance,the lack of the depth of service and the existing rural financial services away from inclusive financial goals: 1.The difficulty of rural financial institutions to overcome the farmers information asymmetry.2,the difficulty to save costs of Inclusive financial business.3,the difficulty to avoid risk in carrying out inclusive financial business.The third part elaborates the five advantages of the achievement on rural inclusive finance caused by the internet finance: including policy advantage,improve the coverage of rural popularized financial services,alleviate information asymmetry,reduce costs and effectively control risks.The fourth part is the status of rural Internet financial development and the promotion of Inclusive goal in the realization of the three main problems: rural Internet financial development equipments is not perfect,rural areas of Internet and financial knowledge is not high,financial enterprises in rural areas Service awareness is not strong.The fifth part is the countermeasures and suggestions for rural Internet finance to promote popular financial development.From improving the system of the internet financial credit standardization,establishing the Internet financial laws and regulations and clear regulatory functions,and improving the rural Internet financial infrastructure,three aspects to develop the rural Internet financialinfrastructure.To establish a specialized agency is responsible for the popularization of financial knowledge education,hold special funds of financial knowledge universal education and funds of Internet knowledge popularization education,expand financial knowledge Internet knowledge to public.As well as to enhance the rural Internet financial institutions,such as service awareness.