Taking G Bank As An Example To Carry Out Bank Bill Business Risk Research

The bill business refers to the business activities carried out by financial institutions in accordance with the requirements of relevant national laws and regulations for the opening,transfer and payment of bills.It includes bill acceptance,discounting,discounting and mortgage loans.The bill business is currently an important asset business of the banking industry.It can also be said to be a traditional asset business,which reflects the credit combination of banks and enterprises.The state supports the banks and enterprises in the bill business,promotes the establishment of the credit system,supports credit bills,and promotes the development of the market economy and promotes the circulation of funds and the development of the real economy through credit risk management.This article analyzes the development of bill business and the status and risks of bill business in China’s commercial banks,and uses G Bank as an example to analyze the causes of the risks and provide relevant evasion suggestions.This article is mainly divided into six chapters for analysis and research.The first part is the introduction of this article.In this chapter,the background and research significance of this article are described.The second part is the development status and research summary of domestic and foreign bills.Even though the literature summarizes the latest research results on the characteristics,development trends,development value,and risks of bill business at home and abroad,presenting the readers to the development and research of bill business;the third part focuses on the overall observation of commercial banks’ bill development.Including the market conditions and environment of the bill market facing China’s banking industry,as well as the current situation of China’s bank bill transactions,it also categorizes and explains the bill risks currently encountered by China’s commercial banks.The investigation of the actual situation of the actual risks of the company itself is carried out.The fifth part is to provide relevant suggestions for the improvement of G Bank’s risk investigation.Finally,it summarizes the full text and summarizes the suggestions and prospects for the development of bank bill business.