Research On Risk Control Of Agricultural Bank Based On New Coso Framework

With the reform of supply-side structure and the deepening of the new normal society,agriculture,rural areas and farmers play a more and more important role in building a well-off society in China.Internet finance and other economic activities have gradually penetrated into rural areas,breaking the financial isolation between urban and rural areas for a long time.The application of Internet finance in the field of "agriculture,countryside and farmers" has gradually become an important link in the field of Internet finance at this stage.While bringing more new opportunities for the rapid development of rural areas,the corresponding investment risks and management risks have become a difficult problem in the development of commercial banks.Establishing a perfect risk control mechanism is the support and promotion of the "three rural areas" by commercial banks.The necessary guarantee of economic development.The first chapter is the introduction.The second chapter puts forward the concept and theoretical basis of Internet finance,risk control and new COSO framework.The third chapter analyzes the current situation and problems of Internet financial services.Chapter four introduces the case of Agricultural Bank of China and introduces the Internet financial platform of Agricultural Bank of China.The fifth chapter is the core chapter,constructs the risk control framework based on the new COSO framework,introduces the goal,the five elements,the whole process and the participants of the risk control in the framework in detail.The comprehensive risk control level of E product is fully demonstrated by AHP,and the relevant suggestions and revelations are put forward.Most The last chapter is the conclusion and prospect of the research,the research results of this paper are summarized,and the limitations and shortcomings of this paper are pointed out.In our country,the research on risk started late,and the research on the risk of Internet financial service,"agriculture,countryside and farmers" is a frontier topic.At present,there are few researches on Internet financial services,mainly focused on simple analysis,the method is relatively single,and the risk response and prevention measures are relatively limited.The new COSO framework is the model of global enterprise risk control.Taking Agricultural Bank of China E product as an example,this paper constructs the risk control framework of E product based on the new COSO framework in theory.At the same time,the application of the framework is demonstrated,which is the focus of this paper,and also the innovation point.