Chongqing Gangyu Guarantee Co.,Ltd Guarantee Business Risk Control Research

Small and medium-sized enterprise is an important backbone in each country's economic development,to provide jobs and create national tax revenue plays an indispensable role.However,due to the limited scale of small and medium-sized enterprises and the shortage of credit assets "congenital defect" has always been to make its facing financing difficult problems.Financing guarantee company as a third party credit platform,and to help SMEs to solve the financing difficulty,how to carry out effective risk control is worth thinking about.First,this paper introduced the background of research,purpose and significance,and researched the literature of financing guarantee companies risk management at home and abroad.Then introduces the basic theory and methods of the guarantee business risk control,including introduction to guarantee business risk characteristics,analyzes the guarantee business risk categories and guarantee business risk control principles.Then selected Chongqing Gangyu guarantee company as the research object,introduced its risk control present situation,including the principle of risk control and processes,as well as it is under the principle of how to do,and analyzes the status quo of its risk control.At the same time,this article selects a guarantee project of Gangyu guarantee,using the method of case analysis and field investigation,analysis of the risk control of guarantee business,points out its existing problems and reasons,Gangyu guarantee company carried on the thorough research.Finally,in this paper,Gangyu guarantee company risk control of the deficiencies and needs to improve the place,according to the status quo of company risk control targeted put forward the corresponding improvement Suggestions.