Research On The Financing Mode Of Small And Medium Sized Enterprises In China Under The Background Of Internet Financial

The small and medium-sized enterprises are the most important and energetic part of our economy.The problem of financing has been the bottleneck of SMEs development.In recent years,Internet financing platform for SMEs to solve the financing problem has brought new solutions.Based on the study domestic and foreign for financing SME theory and practice,summed up six causes of SME financing difficulties of financing at the present stage and analyzed,noted Internet financing platforms relatively better financial services for SMEs,but there is the risk of Internet financing platform,this article from five aspects of the risk of Internet financing platform for the risk.It describes the mode of operation of small loans electricity supplier platform,P2 P net loan platform,network platform crowdfunding three Internet financing platform,"Antgroup," "Renren loans" "Jingdong crowdfunding" for the case,for above three comparison and Conclusion seed financing platform.Although the Internet Finance-covers a different funding sources,financing different subject,a different way of financing the Internet is evolving financing system improvement,ease the financing difficulties of financing SMEs from the multi-level,multi-market,multi-dimensional,three-dimensional improve the financing environment for SMEs.But to build a well-functioning,safe and smooth SME Financing and Internet system is a systematic project,which requires from the government,industry and enterprise staff three angles,active play to the advantages of each body,coordination and communication interactions.Finally,from the government level,industry level and enterprise level I put forward concrete policy proposals and Improvement.I am hoping to better safeguard the financial development of the Internet so that Internet Finance can better play its role as financing assistance,so as to promote the rapid development of our economy.