Research On Influencing Factors Of Financing Availability Of Small And Micro Enterprises In Yangling

Small and micro enterprises have gradually played an important role in promoting China's economic and social development.With the comprehensive deepening of China's reform and opening up,the pace of development of small and micro enterprises has been staggering.Small and micro enterprises have played a role in promoting employment,promoting technological innovation,and prospering regional economic development.In recent years,with the economy entering the new normal,the financing of small and micro enterprises has been highly valued by the society.The Chinese government has also issued many corresponding policies and measures.However,the financing constraints of small and micro enterprises have not been really resolved.If this problem cannot be solved continuously,not only will the development of small and micro enterprises in our country be stagnated,but it will also adversely affect many aspects of China's economic development.Therefore,the solution to financing issues for small and micro enterprises is an important issue that is currently facing.This paper is based on the influencing factors of the financing availability of small and micro enterprises and based on the field survey data of the incubating enterprises in the “Zhongchuang Tianyuan + Pioneering Workshop + Torch Pioneer Park” constructed by the Yangling Venture Service Center,using SPSS 22 to 158 The statistics of effective questionnaires of small and micro enterprises were used to analyze the characteristics of financing needs of small and micro enterprises and the factors influencing the availability of financing.Then,the feasibility of raising the financing availability of small and micro enterprises in Yangling demonstration area was proposed.Countermeasures and suggestions.The main conclusions obtained from the empirical analysis of this paper are:(1)There are widespread shortages of funds,the urgent need for financing but low financing availability in Yangling small and micro enterprises;(2)The owners have good social relations and are familiar with financing policies.Enhance the financing availability of small and micro enterprises in Yangling;(3)The more mature the company's development,the greater the number of employees in the company,and the technological achievements that can significantly improve the financing availability of Yangling's small and micro enterprises;(4)The company owns collaterals or enterprises The better the credit status has a significant role in improving the availability of financing for Yangling's small and micro businesses.Based on the empirical conclusions,this paper proposes that companies,financial institutions,and government should enhance the overall quality of enterprises,financial institutions should promote product and service innovation,and the government should establish a sound financial market mechanism to promote small and micro enterprises in Yangling demonstration area.Financing healthy development strategies and suggestions.