Research On The Application Of P2p In Feicheng Dongsheng Paper Co.Ltd.

Since the reform and opening up,SMEs have made outstanding contributions to the economic prosperity and promoted the process of China's socialist modernization.However,financing has always been very difficult,making it difficult to scale up and redevelop.However,the financing of smes has been so difficult that it is difficult to expand and redevelop.As one of the Internet finance,P2P lending financing mode provides a new way to alleviate the financing difficulty of smes.Feicheng dongsheng paper co.,LTD.(hereinafter referred to as "dongsheng paper industry")as a typical private smes,also has financing difficulties.The author attempts to dongsheng paper as the research object,using the red ridge venture capital represented by the network platform for concrete elaboration,loan lending to dongsheng paper based on the network are analyzed in detail the specific implementation of framework,and the feasibility of the application of borrowing in networks,specific operating mode and risk control are analyzed.The purpose is to provide some reference for the same industry or other small and medium-sized enterprises in the same scale.This paper adopts the methods of field investigation and case analysis.Deep dongsheng paper accounting practice,the writer has carried on the field investigation and collecting real data,detailed financial analysis of dongsheng paper,clear grasp dongsheng paper calculates net credit financing feasibility and limit,for dongsheng paper use clear net credit financing process,the control lines and control risk.Selected red ridge vc network platform loan this specific case,on the basis of platform,data,model and variables are analyzed in detail using net credit financing borrowing process,risk control,based on the network were summarized borrowing premise,the overall system of small and medium-sized enterprise financing.The author believed that this study can not only enrich both the relevant theoretical research about P2P mode of financing,more support for small and medium-sized enterprises with lower threshold and achieve transaction cost,enterprise can according to different needs and project category,choose different system of P2P platform as the financing channels.In addition,the online loan platform can realize profit maximization based on a better platform regulatory framework on the basis of better understanding of their advantages and disadvantages.