Crossing The Integrated Regulation?study On How To Improve The County Financial Regulation System Of China

For a long time,China has in fact adopted a policy of restraining county finance,which is not active.However,in recent years,the county finance in China has been developing vigorously,and all kinds of new financial institutions have set up branches in the county region,which together promoted the prosperity of the county economy.And the county financial risk hidden danger increases.Since the branches of China securities regulatory commission and China insurance regulatory commission are not located in the county area,the main body of financial supervision in the county area of China is only the county-level institutions of the people's bank of China and China banking regulatory commission and the financial offices under the county government.The problem of county financial regulation is being explored from central to local,but no systematic policy framework has been formed yet.The first part of this paper briefly introduces the background and purpose of this study,summarizes the fruitful achievements of the current domestic and foreign research on this topic,and takes its achievements as a reference,straightens out the research ideas.The second part mainly elaborates the connotation and related theory of the subject of county financial institution supervision,introduces the content of the research,and discusses the relevant basis of research means and acquisition theory.The third and fourth parts mainly focus on the characteristics of county financial supervision separation,including the legal system of county financial supervision in Yichun,the subject of supervision,the object of supervision,the problems and causes of county financial supervision separation.The fifth part mainly compares and draws lessons from the financial supervision of foreign local governments,including the financial supervision of the United States,Canada,Japan and Singapore,as well as the similarities and differences of financial supervision.The sixth and seventh parts are mainly for the construction of financial supervision system suitable for county financial development,including the necessity,main ideas,supervision mode construction and system arrangement and conclusion of the optimization of county financial supervision system.Based on the study of the current situation of county financial supervision in Yichun,this paper finds that the separate supervision brings the separation of the supervisor,the supervisory target and the function,and the market.This characteristic of the separate supervision brings a series of problems to the financial market,and puts forward the theory of "holistic government" and "decentralization theory",which is based on the vertical central governmen,optimize the county financial supervision system.