A Study On The Supervision Of Small Loan Companies In Hainan Province

How to standardize the development of micro-loan companies and prevent financial risks has become a problem for Hainan Provincial government regulatory authorities in the period after the cancellation of the administrative examination and approval of micro-loan companies.How to make it continue to play the role of promoting the sunshine of private capital,supporting local economic development and preventing systemic financial risks while standardizing development?This paper summarizes the current situation of the development and supervision of Hainan microfinance companies,analyzes the existing problems,and then analyzes the government's cancellation of the pre-approval of microfinance companies.Through learning from foreign and domestic relevant excellent experience,combined with my perennial work experience in supervision of Hainan microfinance companies and Haiti.In view of the situation of southern China,this paper puts forward some suggestions on the supervision of Hainan microfinance companies in the post-administrative examination and approval period,hoping to play a role in better supervision and management of microfinance companies.This paper is mainly divided into six parts.The first part is the introduction,which explains the background and significance of this study.It elaborates the definition,historical evolution and the definition of government supervision of micro-loan companies,the current situation of development at home and abroad,summarizes the research of different scholars,and at the same time summarizes the research of different scholars.This paper focuses on the analysis of the key and difficult points,and makes preparations for the study in different research methods.The second part focuses on the development of Hainan microfinance companies,mainly on the status quo and existing problems of microfinance companies.The third chapter is before the abolition of administrative approval.The supervision situation of the microfinance companies in our province includes the supervision mechanism,the supervisory authority,the supervisory means,the effect and the problems before the cancellation;the fourth chapter is the supervision situation of the microfinance companies in our province after the cancellation of the administrative approval,including the current situation of supervision,the problems faced and the causes;the fifth chapter,put forward regulatory suggestions in three aspects:market access,compliance management and withdrawal;in the sixth chapter,draw a conclusion.