Promotion Path Of Inclusive Financial Under The Strategy Of Rural Revitalization

The Nineteenth National Congress of the Communist Party of China put forward the strategy of rural revitalization,which is both an opportunity and a challenge for rural credit cooperatives to improve the level of inclusive finance.This paper uses the methods of literature,field investigation and data statistics to study,and refers to Sarma's research conclusions to measure the three major indicators affecting the development level of inclusive finance: geographic penetration,contact of financial products and utility of use,and collects objective data to quantitatively evaluate the development water of Inclusive Finance in Zunyi area.Ping,and research and analysis of the current problems.Based on the background of the strategy of rural revitalization,this paper uses the regional "scale household/agricultural household" as the indicator of industrial prosperity,the "forest coverage" as the indicator of ecological livability,the "average time of education" as the indicator of rural culture,the "weighted score of housing situation" and the "disposable income per capita of rural permanent residents" as the indicator.The results show that Inclusive Finance has a strong correlation with the three goals of life affluence,ecological livability and industrial prosperity.To continuously improve the level of inclusive financial development in Zunyi,rural credit cooperatives need to focus on the three major objectives of the Rural Revitalization strategy,firmly participate in the fight against poverty;tap credit demand from the principles of diversification of service objects,diversification of guarantee methods and environmental protection of support projects;and enhance credit demand under the premise of controllable risk.The electronic level of financial products should cope with modern financial competition,popularize financial knowledge in various ways,and alleviate the problem of information asymmetry.In a word,with the help of various resources gathered in the strategy of rural revitalization,we can solve the problems of insufficient credit demand and selfexclusion of farmers' finance and improve the level of inclusive finance.