Research On The Development Countermeasure Of Z Bankundefineds Syndicated Loan Business

Syndicated loan is one of the most important financing methods in the international financial market.It is a relatively mature loan product.It has been accepted by banks and enterprises in the international debt financing market and has made great progress in the international capital market.China is in the crucial period of the 13 th Five-Year Economic Development.As the main power to support the economic development,the banking industry plays a particularly important role,and the development of syndicated loans can support the economic construction of our country.How to speed up the development of syndicated loan business has become an important issue for commercial banks in China.Therefore,the study of this problem has a certain practical significance.The structure of this paper is divided into six chapters.The first chapter is the introduction,the second chapter is the theory of syndicated loan and its development overview,the third chapter is the experience of domestic and foreign banksundefined syndicated loan business development,the fourth chapter is the analysis of the current situation and problems of Z bank syndicated loan business.The fifth chapter is the countermeasures and suggestions to accelerate the development of Z bank syndicated loan business,and the sixth chapter is the conclusion and prospect.As one of the four state-owned commercial banks in Jiangxi Province,Z Bank plays an important role in carrying out the three key tasks of "serving the real economy,preventing and controlling financial risks and deepening financial reform" in Jiangxiundefineds financial industry.In recent years,Z bank syndicated loan business from scratch,loan balance increased year by year,achieved rapid and stable development.However,there are still many deficiencies in the whole country,the whole country and the same industry,so it is necessary to study the development countermeasures.Based on the present situation of Z bank syndicated loan business,this paper studies and analyzes its main problems and causes,and at the same time draws lessons from the excellent practices and experiences of domestic and foreign advanced banks,and then puts forward the corresponding development suggestions.That is,from changing the traditional management concept,creating the first choice brand,strengthening the whole process management of the syndicate,setting up the exchange platform of the syndicate,establishing the long-lasting assessment mechanism,actively expanding the cooperation among the same industry,actively competing for the position and role of the leading bank,and strengthening the construction of the talent team,Strengthen product innovation portfolio and other nine aspects to help Z Bank to achieve high quality and leapfrog development of syndicated loan business.