Research On The Innovation Of Financing Referral Platform Of Leting County SMEs

The main purpose of this study was to analyze the shortcomings and deficiencies present financing Leting County and ongoing financing platform AB loan and designed Leting County SME financing Recommend platform(herein referred to as the music enterprise financial).For this paper,the research is about the content of reality,literature inquiry,investigation,interview and case study methodFirst,in the understanding of the development of SMEs financial difficulties and advocate the government to provide assistance in the context of elaborate significance,combined with the rapid development of the country but now problem about "net loan platform" analysis,experts and scholars at home and abroad combing operation Status academic achievements and representative platform.Secondly,the concept of small and medium enterprises,financing,and financing process to define the behavior of the government,to expand the focus on capital structure theory,theory and describe the financing needs of government intervention in SME financing theory,laid the theoretical basis for this article.Thirdly,Leting County economic development overview of the current situation and problems with the financing of SMEs to analyze the reasons put forward to help guide enterprises under the current government financing platform AB loans;at the same time,the design and operation of the loan will be AB careful analysis to identify the problems and shortcomings of its existence.Then,based on the analysis above,we propose Leting County SME financing Recommend platform innovative design ideas and specific programs to run.The platform is based on the market now draw hot P2 P platform,aiming to analyze specific issues,a more detailed study and design.It is different to charge a service fee for the purpose of obtaining income P2 P platform,but merely an intermediary,specifically for Leting County SMEs.It is not only the bridge and nexus between business and investors,as well as effective communication between banks and enterprises and the government,a powerful means of reducing information asymmetry barriers,better able to highlight the government's deep enterprise development confidence and determination.Finally,safeguards the financing Recommend platforms recommendations by legal means to guarantee the smooth operation of the platform.In short,I hope that through this platform,not only to help out Leting County SMEs financing dilemma,other platforms can also provide reference for the construction of the future to promote the smooth development of county economy and society.