Research On The Mandatory Implementation Of Safety Production Liability Insurance Laws In High-risk Industries In My Country

In recent years,China has taken a series of measures to strengthen the work of enterprise safety production,trying to keep the production safety situation in a stable development trend.However,in the mining,construction,production of dangerous goods and other high-risk industries,major accidents have occurred,causing great losses to people's lives and property safety.Employees injured or killed in the accident,in addition to obtaining work-related injury insurance in accordance with the law,as well as the right to obtain civil compensation.Although China in high-risk industries to implement risk mortgage system in order to solve the enterprise in the production safety accidents occurred after the disaster relief and the aftermath,but in fact,due to production safety accidents high-risk industries,the amount of money is usually paid huge,even if the companies pay the risk of mortgage payment,still can not afford the high compensation payment in most cases next,thus affecting social harmony and stability.As the third party liability insurance,the safety production liability insurance has many prominent advantages,such as multi intervention,risk diversification,risk prevention,quick response and rescue,and timely payment.The purpose of this paper is to pass legislation,compulsory liability insurance of safe production in China's high-risk industries,to compensate for the lack of law caused by the working predicament,so as to create a good atmosphere for the safe and stable development of China's economy.In addition to the introduction and conclusion,this paper is divided into four parts.The first chapter of China's high risk industry production safety risk management related system.Based on our current risk safety risk industry risk management and control system in the mortgage system and the safe production liability insurance system analysis,and then pointed out that the responsibility for production safety risk mortgage insurance than in high risk prevention,management and industry transfer has more advantages.The second chapter is about the necessity and feasibility of carrying out safety production liability insurance in high risk industry.First of all from the victim,security managers,government and market four different angles,discusses the necessity of enforcing the safe production liability insurance;on this basis,describes the feasibility of compulsory liability insurance of safe production from the aspects of policy,social and legal.The third chapter is the reference of the developed countries to implement the responsibility system of safe production in high risk industries.This paper introduces the main developed countries impose measures related to production safety liability insurance system and adopt,and these countries in the safe production liability insurance present regulations gradually perfect,government intervention,rate of liability insurance accident prevention function is prominent development trend,and then extract the relevant inspiration,in order to promote our country high-risk industries mandatory to establish and improve the safe production liability insurance system.The fourth chapter is about the concept of compulsory production liability insurance system in China's high risk industries.First clear the compulsory liability insurance of safe production of high-risk industries and enterprises;secondly,the system design of the safe production liability insurance coverage,the implementation way and the insurance premium rate;third,the supporting system constructing high-risk industries compulsory liability insurance of safe production,including risk prevention,supervision,evaluation and correction of the system,in order to protect China's compulsory the iImplementation of safe production liability insurance work smoothly in high risk industries.