Research On The Protection Of Financial Consumers' Rights And Interests From The Perspective Of Personal Credit Investigation

With the rapid development of China's economy and society,the financial market has become an important means for consumers to achieve wealth appreciation and advance consumption.However,what we should see is that China's financial services market and the personal credit information industry are in their infancy,and the system itself is not perfect.The personal credit information use right and the financial consumer credit information control right,the credit information informed right,the credit information correction right,and the credit information confidentiality conflict.This requires us to explore a plan to maintain the stability of the financial market,the healthy development of the credit reporting business,and to properly protect the interests of financial consumers.This paper attempts to solve the financial consumer in the credit reporting field by establishing and improving the legal norms of personal credit information,strengthening government guidance,establishing a sound error prevention and correction system,standardizing the interpretation and application of credit reports,and establishing a multi-disciplinary resolution mechanism centered on trials.The issue of rights protection.