Research On The Registration System Of Financial Leasing

Finance lease is an important way of financing for small and medium-sized enterprises in China.The security of financial leasing transactions has become the most important in the financial leasing transactions.As a real right registration,the financial lease registration takes the ownership of the financial lease property as the core of the registration,aiming to provide a way for the third party to inquire about the ownership of the financial lease property when the lessee executes the unauthorized disposition in the financial lease transaction.China's financial lease registration system is under construction.The most important choice is the validity of financial lease registration,there are three viewpoints on the validity of financial lease registration,registration antagonism,registration validity and registration as proof document only.The validity of financial lease registration is still controversial.This is the viewpoint of this article.We should adopt registration antagonism in choosing the validity of financial lease registration,taking the People's Bank of China Credit Inquiry Center as the organ for the registration of financial leases.In the existing financial lease registration system of China Credit Inquiry Center,the registration subject,registration auditing and registration content should be improved.The system adopts unilateral application.In the financial lease registration system,all chattel financing leases are registered uniformly.Financial lease contract is not the content of registration,and it is the important basis of transaction.Finance lease registration is an important practice of unified registration of movable property.It is an important guarantee for financing in China's international exchanges.The construction of financial lease registration system has a long way to go.