On The Protection Of Personal Information In Government Credit Investigation

Today,with the rapid development of information technology,the government's ability to collect,process and use personal information is becoming more and more powerful.With the help of big data technology,the government's giant database can cover a single person in almost all areas of society.Data information,in the era of the government's massive collection,processing and use of citizens' personal information,almost every citizen is as transparent as the government,and every move of life is under the control of the government;with the government giant database The establishment and improvement of the government,in the process of collecting,processing and using personal information,the abuse of citizens' personal information is increasing.The collection,processing and use of information by the government is actually a new requirement for the government to fulfill the management and service functions of the government in order to adapt to the modern society.It is a necessary choice for citizens to provide more efficient and convenient services and a more orderly social order.Therefore,there must be a contradiction between the effective use of personal information and the protection of personal information.On the one hand,the government must perform a large number of collections,processing and use of personal information,and even public information about public interests must be disclosed.However,on the other hand,the development of society does have a rigid need to protect personal information.Therefore,it is urgent to legislate to regulate the behavior of public rights subjects dealing with personal information;however,whether it is the current research status of China or the status quo of legislation,the protection of personal information mostly focuses on the civil and criminal fields,while preventing the violation of government credit reporting behavior.The issue of personal information and how to balance public services in government credit reporting behavior is clearly a cold reception.In the 21 st century when transportation and communication are developed,the radius of people's circle of communication has increased exponentially.People will inevitably need to deal with more and more strangers.The information asymmetry in strangers' society makes the risk cost high;such a society In the background,the government began to collect credit information in recent years.The government's credit reporting behavior essentially belongs to the government's performance offunctions and the provision of social services.It is also the government's collection,processing and use of information,but the government's credit reporting behavior is only for credit information.The government requires administrative agencies to share the credit information of major financial institutions and e-commerce platforms to the government.The government collects and organizes these credit information and establishes a database of giant credit information,which can be done to a citizen.The credit status is comprehensive and objective,with a nuanced "profile".In a society with a sound credit system,the low credit status can directly lead to the “ social death” of individuals,so credit information is obviously more sensitive than other personal information,and the violation of personal credit information has a greater impact on personal life.Therefore,the issue of personal information protection in government credit reporting is of great research value.At present,China has not passed the Personal Information Protection Law,and there is no separate legislation for the protection of personal information in government credit reporting.From the perspective of the current legislative status of various countries,there has not been a separate protection for personal information in government credit reporting.A country that specializes in legislation,so it is not realistic to conduct separate legislation on the protection of personal information in government credit reporting without a personal information protection law.Therefore,it is necessary to discuss the personal information protection legislation first.The legislative approach is to conduct research and analysis,and to compare different personal information models in different countries(the United States has a privacy-centered decentralized legislative model,which is highly operational and well-known in various fields;Germany's unified legislation centered on information self-determination The model,with a wide range of protection and complete coordination of protection mechanisms,proposes the idea of ??selecting national legislation for the protection of personal information,selects the legislative model for personal information protection that is most suitable for China,and on this basis combines the government ' s credit reporting behavior with other government The characteristics of information collection behavior are explored Special legislation needs to follow the principles of personal information protection in government credit behavior.