Research On The Insurance Benefits In Marine Cargo Insurance

In today’s world of economic globalization,countries are more and more closely linked with each other,and various modes of transport emerge in endlessly.With the development of container transport,the sea transport mode with low cost and huge volume of transport is gaining momentum.In order to better cope with various natural or man-made risks on the sea,buyers and sellers often insure the cargo,which involves how to claim from insurance companies.Insurable interests are often the focus of disputes.Whoever enjoys insurable interests has the right to obtain insurance benefits.The study of insurance interest is now a hot topic of Marine cargo transportation insurance,this article from the history,the theory of insurance interest theory,national legislation,constitutive requirements and transfer standard,etc,to discuss insurance interest in the position and role of the Marine cargo transportation insurance,to explore problems of legislation in our country,to perfect our country put forward the proposal about the interests of the insurance regulation.The first part is an abstract overview of insurable interests,mainly from four aspects of historical development,theoretical theory,establishment elements and value orientation,to clarify the development process and intrinsic value of insurable interests,and form a relatively clear insurable interests framework.The second part is to discuss the insurable interests in the carriage of goods by sea.Due to its particularity,the insurable interests in the carriage of goods by sea are different from the general insurable interests.This part mainly introduces the insurable interests in the carriage of goods by sea from the different provisions of different countries.The third part intends to discuss the role of insurable interests in the carriage of goods by sea,mainly from the three aspects of the transfer of insurable interests,storage and abandonment,and the impact on the effectiveness of the contract of insurance for the carriage of goods by sea,to discuss the standard of the transfer of insurable interests,the effectiveness to the person and the time effectiveness,and whether the insurable interests should be abolished.The fourth part is to discuss the insurance interests in China’s maritime cargo transport,mainly from the current situation,analysis of China’s current relevant legislative provisions,draw conclusions and put forward Suggestions.