Research On The Strategic Transformation Of The Retail Business Of The Inner Mongolia Branch Of The Agricultural Bank Of China

For the commercial banks in our country,retail banking is a new business field,in recent years;the development of commercial banks'retail banking business is very fast along with the health development and large-scale innovation of the financial market.The creative ability of our commercial banks has greatly and constantly improved.The kinds of the retail products become more and more rich,the scale of this business becomes more and more large and these rvice quality is improved fast.Retail banking is a strange word for our commercial banks several years ago,but right now,it has already became such a field with furious competition because of the strong developing tendency and amazing developing speed.This paper has four parts,the first part gives the definitions of the retail banking and thewholesale banking firstly;then,compares the retail banking business with the whole sale banking business and analyzes the functions they contribute to the commercial banks;atlast,makes a conclusion that the retail banking can help commercial banks well controlling therisks.Inner Mongolia branch of agricultural bank of china is the commercial bank doing well in retailing the banking at home,this text passes the investigation thoroughly of Inner Mongolia branch of agricultural bank of china,its development experience of summary,combing world and retail the banking development trend,put forward one's own view and suggestion,hoping to cast a brick to attract jade,describe the development of the banking to the commercial bank o our country beneficially.