| In the commodity "procurement-production-sales"of the session,business intelligence strong、strong core competitiveness and business in a strong position,such enterprises in accounts receivable、prepayments and price,etc.transactions will be applied to the upstream and downstream business pressure。Small and medium-sized enterprises due to the credit rating is not high and their own financial issues incomplete information,etc.Leading them to loan difficult to do.So the cash flow of small and medium-sized enterprises is tight,if cash flow is broken will affect the entire supply chain upstream and downstream.Enterprises have serious consequences.The supply chain finance is coming,effectively alleviate this problem.Supply Chain Finance is an innovative financial institution financing,banks no longer as a single financial loans to small and medium enterprises,such as concerned with industry、size、financial and other basic information about single small and medium enterprises,but small and medium enterprises trade concerns authenticity and the core of the company’s strength and credit levels.These is based on the definition of supply chain finance and theoretical knowledge,take China Citic Bank as an example,explains the three financing models supply chain finance,including accounts receivable finance models,accounts receivable financing and inventory financing model.And analysis of the risk management of supply chain finance.Election case China Citic Bank,China Citic Bank analyzes the financial supply chain financing business for the stability and development of small and medium enterprises is of great significance.SWOT analysis is introduced in the course of analysis,pattern analysis using the SWOT matrix China Citic Bank develop financial supply chain strengths,weaknesses,opportunities and threats.While using the PEST model analyzes the external factors of supply chain finance of China Citic Bank,given the results of supply chain finance.China Citic Bank in 2000 began to explore supply chain finance business financing,proposed the "China Citic Bank supply chain finance" brand,making a place for itself in the financial markets.China Citic Bank supply chain finance business financing,such financing problem temporarily eased.Problems encountered in the development of the future development of supply chain finance of China Citic Bank,although China Citic bank got a big progress.Here also hope that through my research on chinese commercial banks supply chain finance in small and medium enterprises and other financial issues and provide some ideas. |
