Research On Internal Control And Countermeasures Of Huaxia Bank

The financial market develops rapidly and the commercial bank will face a great risk in recent years.The commercial bank runs currency and creates credit,the more important effect including economic regulation,financial services and so on.The steady commercial bank relates to not only the development of a country but the world.We can't imagine the consequence in case of crisis.Nevertheless,we also hear some negative news about commercial bank,that makes us think that to make integral internal control system and risk control system is more important than expanding economic scale and pursuing more benefit.Company can get a sustainable development only in this way.China starts late and develops slowly compared with foreign developed countries on the research of the commercial Banks internal control.The degree of research stays on the surface and the station of real operation is not optimistic.It makes the disadvantages of commercial bank on risk control appear gradually in the process of rapid economic development.So to make effective internal control is pressing if we want the economy develop better and faster.This article introduces what is internal control and how it runs,then analyze the present development and the internal control of Hua Xia Bank to find its insignificance and make deeper research.Finally summed up some aspects of problems including: the imperfect internal control environment,the expired risk assessment,the rough information and communication,the weak of internal supervision and so on.Then think against these problems and find out how to solve these problems.There is no doubt that we need a long and difficult process if the commercial bank of our country wants to form ideal system.In case that it is formed,it will have a far-reaching significance not only for the banking industry itself,but for the entire financial industry.So if we want the financial industry develops well,we need to change the banking industry.