Research On Bank A's Internet Finance To Support The Development Of Payment And Settlement Services

Payment is an important gateway to the basic function of the financial deposit,loan,exchange,Alibaba,Tencent as the representative of the Internet companies in recent years,frequently involved in the bank's payment,the online third party payment platform basic monopoly of e-commerce payment market,the traditional bank payment business impact.The traditional Internet banking financial development is not mature,how in the new situation of the rapid development of Internet technology,expand the financial market,to provide convenient,perfect and safe financial means of payment for customers,is a complex and worthy of study.In this paper,bankers perspective,combined with the status quo of the domestic Internet financial business development,using the related theories of Internet banking,around the market demand,product business,technological innovation,profitability and other aspects,the A design of bank payment business,expounds corresponding security measures and the payment business the development characteristics,technical support,policy support.In this paper,to meet customer needs and payment technology innovation as the foundation,for the majority of enterprise customer groups,provide characteristic,the Internet diversified payment products;analysis of fit business products and enterprises,carry out in-depth cooperation with the large third party payment institutions and other Internet companies to channel the interests of the whole industry value chain a win-win situation,and ultimately to the development of enterprise support.The conclusions of this study can provide practical guidance for the Internet financial support for bank payment services,and also have some enlightenment to promote the development of domestic banking payment services.