TY Financial Leasing Co., Ltd. Comprehensive Risk Management Plan Design Research

As an important part of modern finance,financial leasing industry plays an important role in promoting private enterprises to wide financing channels,speed up production equipment upgrading,and expand production scale.However,due to the short development time of China's financial leasing,most private financial leasing companies lack of operation experience,resulting in a lot of risk problems,which has a great negative impact on the healthy and stable development of China's financial leasing industry.TY Finance Leasing Co.,Ltd.is a private company specializing in financing leasing business,and with the expansion of the company's development scale,TY Finance Leasing Co.,Ltd.faces many kinds of external risks and these risks have caused great losses to the enterprise.It is urgent to improve the company's enterprise-wide risk management level to cope with many kinds of unexpected situations.This thesis intends to the risk management concept,the theory development and the operation method and so on related theory induction summary,in order to adapt to the comprehensive risk management method of TY Finance Leasing Co.,Ltd.On this basis,this paper focuses on the current situation and problems of TY Financial Leasing Co.,Ltd.,and then designs a new enterprise-wide risk management plan based on the COSO-ERM framework.Finally,from the aspects of strengthening organization and leadership,promoting enterprise risk management culture construction,advancing risk management information system construction and strengthening big data technology application,we put forward safeguard measures for implementing comprehensive risk management plan.In the future,the enterprise-wide risk management plan will be used by TY Financial Leasing Co.,Ltd.,and it can help TY Financial Leasing Co.,Ltd.improve it's risk management level.What's more,it provides a reference scheme for other financial leasing companies risk management Plan design.