Study On Risk Management On Financial Leasing Project Of YZ Company

Financial leasing is a new financing method with financing,melts and sales functions;it can realize the lessee,the lessor and the supplier to a three win-win situation.Besides,it can collect a large quantity of facilities and funds within a short period of time at a lower cost and through specified procedures.The enterprises faced with shortage of funds,financial leasing can help them to solve the fund difficult.With the strategic cooperation between the enterprise and banks,banks increase the credit line to enterprise which not only contribute to the expansion of enterprise business and its benefits,but also make enterprise confront with more risks in managing financial leasing projects.Based on financial leasing project of YZ Company as an example,through the way of theory with practice,analyze and solve practical problems in project management.It has a certain value to the company and the development of the company in the same industry.This paper mainly consists of the following parts:First,The introduction part introduces the research background,the purpose and significance of the research,research methods and the main research contents.Based on that,this paper expounds theories related financial leasing,including the concept and characteristics of financial leasing,difference between financial leasing and traditional leasing and the theory of financial leasing risk management in order to lay a theoretical foundation for later chapters analysis.Then,this paper expounded the status of YZ Company financial leasing project risk management,analysis the existing problems and reasons of company project risk management.Using the theory of financial leasing project risk identification and evaluation,take "A" project as an example to identify its risk and evaluate it.It can be seen from the results of risk identification and evaluation of YZ company financial leasing project that its main risk is moral hazard,credit risk,operational risk,market risk,and political and legal risk.However,the market risk and political legal risk to the company are unimportance.On this basis,put forward the corresponding risk control measures respectively to the moral,credit,operations,markets,and political and legal aspects,and provide comprehensive security for the implementation of these measures.Finally,the conclusion is the full summarization and put forward further research problems.