Study Of Non-performing Assets Disposition In Commercial Bank Of QS

In 2008,the subprime mortgage crisis broke out in the US.The storm triggered by the subprime mortgage crisis swept the globe and quickly evolved into a global financial crisis.This crisis has seriously affected the global economic development.Banks in various countries and regions have formed bad loans in different degrees,leading to the global banking crisis.How to deal with non-performing assets has been put in an important position by governments and banks.The international financial crisis is still in an uncertain state,and the trend of economic recovery is still unclear.Although the government's "rescue plan" in 2008 makes our economy seem less volatile,there are still various problems in our economy,high index,increasing inflation expectations,and so on.The instability of macroeconomic environment has led to a worsening of China's banking crisis.Economic instability has a direct impact on credit quality and the downward pressure on capital has increased.Therefore,it is of practical significance to study the disposal of non-performing loans.QS bank has a serious problem of bad loans.In the past few years,the government has supported its own efforts and actively adopted a series of measures to deal with the non-performing loans and have achieved certain results.But the disposal method is single,the disposal strength is not enough,and the long effect disposal scheme is not established.In the long run,this kind of non-performing loan disposal means is difficult to continue,so it needs to continue to improve.Through comparison of other countries(United States,Japan,Korea and other)non-performing loan disposal methods,summed up the experience and lessons,combined with the development of QS banks to put forward practical measures to improve the ability of the QS bank to deal with bad loans.