Research On Optimization Of Bank A's Wealth Management Business Under The Background Of Internet Finance

After entering the twenty-first Century,Internet and computer information technology began to infiltrate in every field of our society and economy.The integration of Internet technology and traditional financial business makes Internet finance become a hot issue in the economic and financial field of our country.The state-owned commercial banks,compared with China's traditional main financial format,Internet banking can be a large number of customer data and cloud computing combining computer technology,through the analysis of customer demand for financial products and design preferences than the traditional financial institutions of higher quality financial services and financial products,in this context,the main financial business the Internet will provide the network financial service from the beginning of the third party payment platform gradually extended to the traditional commercial bank Internet investment banking business of commercial bank financing business caused great impact.Under this background,the traditional commercial banks need to finance the development of the Internet in a timely manner to optimize their financial business development strategy.In this paper,the Internet financial background in A commercial bank as an example,the research on A optimization of commercial bank financing business development,on the basis of analysis of current Internet Finance and commercial bank financial products development,in-depth study of the development of A commercial bank financial business,analysis the existing problems,understand the development environment of A commercial bank financial services,through the S WTO analysis of its strengths,weaknesses,opportunities and challenges,and then put forward the optimization of A commercial bank financing business development strategy,provide a reference for the development of commercial bank financing business under the Internet banking.