Research On Project Cost Management Of Core Business System Of SL Life Insurance Company

The core business system is an insurance company to carry out all the business data information Project.As the most important system of insurance company,the core business system is an indispensable part of the core competitiveness in insurance companies,supporting the rapid development of business.Compared with the big insurance companies,most small and medium-sized insurance companies have limited founding funds,and the project cost management becomes the key to the operation efficiency of the company's core business system.If the core business system project cost management and control problems,not only directly affect the company's business operations and the company's performance,but also on the company's reputation and brand damage to long-term development.Therefore,how to optimize the project cost management mechanism and improve the operation efficiency of the core business system is the core problem that small and medium-sized insurance companies must solve in the era of informatization and large data.This paper chooses the SL Life Insurance Company of a new opening company as a sample,takes its core business system project cost management as the research object,utilizes the related theory of project cost management,case analysis and comparative research,and starts from the management actuality of the core business system project cost of SL company,This paper analyzes the specific problems of project management in the core business system of SL company in terms of cost management,and probes into the cause of the problem based on the research data.Based on this,based on the current situation of insurance industry and technology development trend,the paper puts forward the optimization strategy of project cost management of SL company's core business system.The research shows that in the project cost management of SL Life Insurance company,there are three problems,such as the high cost of the implementation of the core business system,the fact that the manpower input in the project is not in accordance with the actual requirements,and the serious cost overruns of the project.The specific causes and optimization strategies are as follows:(1)The core business system project personnel cost awareness is not enough,this article proposed to strengthen the project cost management awareness and improve the cost system optimization strategy.(2)The related system of cost management is not perfect,which includes three aspects:lack of project cost management process,imperfect project appraisal system,imperfect incentive system of project reward and punishment,etc.This paper puts forward the optimization strategy of perfecting the project cost management system,including optimizing the project cost management process,adjusting the examination system and perfecting the project reward and punishment incentive system.(3)The cost control in the process of the project is improper,which includes three aspects:the need range is not clear before the project development,the manpower utilization ratio is not high in the project development,and the acceptance test process after the project development is not standardized.This paper puts forward an optimization strategy to focus on cost control in the process of project,which mainly includes three points:clear the scope of requirement before the project development,improve the utilization rate of human cost in the project development,optimize the acceptance test flow after the project development.