Research On Financial Risk Management Of Changfeng Rural Bank Of Suizhong

The changes of the times,our country's social economy is developing rapidly,the economy of rural area is also driven up,there is a leapfrogging progress,at the same time the financial system of rural area also unceasingly reforms and consummates.The state is promoting the development of rural areas and has formulated a number of policies.By the end of 2016,China had completed the construction of 1,519 rural banks.Based on the direction of strategic reorganization and the optimization and integration of financial resources,the rural bank has promoted the coordinated development,reasonable coordination,and mutual benefit of the major connected county areas in rural areas.However,there are still some shortcomings in the rural financial system,such as limited access to financing,lack of capital supply and the risk of financial loopholes,which hinder the rapid development of most rural financial systems.This paper takes the Changfeng Rural Bank of Suizhong as the research object,and focuses on analyzing the possible financial risks.It analyzes the reasons from different angles and gives suggestions for countermeasures.The article is mainly composed of seven parts.The first six chapters are the main content,and the last one is the final conclusion.The first chapter describes the research significance,background,research ideas,research contents and research methods.The second chapter lays the theoretical foundation of the full text,mainly introduces the definition and characteristics of rural banks,and then introduces in detail the application of the theory of financial risk management in commercial banks,including asset management theory,comprehensive risk management theory and liability management theory.The third chapter starts with the status quo of the bank,mainly researches and analyzes the financial management of the industry,including liabilities,assets,profit and loss,and key indicators.It specifically describes the financial risk management of the Changfeng Rural Bank of Suizhong,and the analysis hinders the management of financial risks.The fourth chapter adopts the indicator evaluation analysis method to carry out a comprehensive evaluation.Though Changfeng's each index and average index of the commercial banks in the industry were analyzed,and calculated the corresponding index score to quantify the financial risk of Changfeng.The fifth chapter analyzes the causes of the bank's financial risk management from both external and internal aspects.The sixth chapter proposes feasible measures to strengthen the financial risk management of Changfeng Rural Bank of Suizhong.The conclusion part gives a general analysis of the full text.This article has practical guidance for the financial risk management of the Changfeng Rural Bank of Suizhong,and guides the Changfeng Rural Bank of Suizhong to further improve the financial risk management prevention and control system and continue to maintain its advantages in the path of sustainable development.