Research On The Impact Of Credit Asset Securitization On The Liquidity Of China's Commercial Banks

This paper studies the impact of bank credit asset securitization on liquidity risk of China's commercial banks.We have listed the basis,including state-owned banks,joint-stock banks and city commercial banks of three categories and 12 commercial banks as an example,we draw three conclusions:1.the credit of China's commercial banks asset securitization is still in the initial stage,a huge space for development;2.the securities credit assets of commercial banks to control the flow of risk,the extent of impact on the liquidity index of different asset securitization;3.the control effect of the liquidity risk of commercial banks and commercial banks in the process of asset securitization,including the credit scale and the number of issued.