The Research Of Agriculture Futures Price Insurance Development Countermeasure Of China

China is a large agricultural country,although the geographical migration and arable land area are large,the corresponding agricultural disaster situation is also serious,which makes the risk management of agriculture very important.However,with the change of climate and the development of modern agriculture,agricultural risks have become more and more complex,which can be divided into natural risks and market risks.From the perspective of theory,the traditional agricultural insurance has spread and transfer the role of natural risk,however,even though as a policy of agricultural insurance are still in the development of theory innovation there are a lot of problems;Agricultural products futures products as the modernization of agricultural risk management of effective management means,through the operation of the futures market to transfer and disperse the role of market risk,however,the insufficient standard system of risk management tools and tool for the development of relatively backward compared with foreign,this makes the production and management of agriculture is faced with great uncertainty.From the perspective of practice,the instability of agricultural risk and the long-term loss of operation force the agricultural insurance in many areas to stop.At the same time,the development of the futures market and the high level of futures and derivatives markets have also discouraged farmers in many areas.Central file no.1,2014 the state council issued "ten new countries",2015,the central no.1 documents are offered to actively "three rural" insurance development and innovation,constantly improve the system of agricultural insurance.Therefore,build a comprehensive risk management system will become China's support for and maintain the healthy and stable development of agriculture and improve its ability to resist risk of agricultural development priority,it for promoting the sustainable development of China's agriculture is of great theoretical value and practical significance.? ?Firstly,this paper gives a brief overview of China's agricultural futures price insurance and analyzes its related theories.And then to the domestic agricultural products futures price insurance development present situation and problems were analyzed,and using the experience of development of agricultural products futures prices in the U.S.and Canada insurance,the author advances the framework of the cotton futures price insurance.Finally,the author puts forward some Suggestions on the development of agricultural futures price insurance in China.Based on the above research,this paper is using the price discovery function of futures market,futures prices as a basis for the determination of security prices,and with reference to the relevant insurance scheme of mature foreign experience,proposed the concrete formula calculation of security prices.In the calculation of concrete,the use of the futures price of the 2017 data,calculate the guarantee amount,compared with the average of the harvest the futures price,calculate the amount of the insurance company will pay.Then according to insurance company,farmer,futures company income situation obtains all three to realize win-win.Recently,the combination of agricultural product price insurance and futures market has taken the first step of exploring agricultural insurance business model and laid the foundation for further research.In the long term,the agricultural risk management system has been improved,and the innovation and development of related agricultural product price insurance have been promoted.