The Research Of Financial Support For Rural Land Circulation In Our Country

With the promotion of rural urbanization,the advancement of agricultural technology and the shock of foreign agricultural products,the small-scale family production and operation model no longer has advantages.Through land circulation to develop large-scale and modern agriculture has become an inevitable choice for China's agricultural development.In the process of rapid development of rural land circulation,a large number of new business entities such as professional investors,family farms,farmer cooperatives and leading enterprises have emerged.The production scale of these new types of business entities is large and the demand for credit funds tends to be large,long-term and diversified.The demand for financial support is also continuously increasing.In this context,with the methods of comparative analysis,qualitative analysis,empirical analysis and game theory,this paper studys the financial support for China's rural land circulationFirst of all,this paper expounds the relevant principles of financial support for rural land circulation,including Marx's rent theory,the theory of supply-leading finance and demand-following finance theory,and the theory of financial development and economic growth.At the same time,this paper analyzes the status of China's financial support for rural land circulation from the distribution of agricultural loans,the status of financial supply entities,the current state of financial demand and the control of agricultural financial risks.The study of this paper finds that the absence of laws and policies,the lack of famer's credit records,the difficulties of mortgage of land management rights and the imperfect market of land circulation have seriously restricted China's financial support for rural land circulation.Secondly,this paper establishes a multivariate linear regression model to test whether there is a significant impact of China's financial support on rural land circulation from agriculture-related loans,agricultural insurance,and financial support for agriculture.The empirical analysis results show that China's financial support has a significant positive impact on rural land circulation and agricultural insurance has the greatest impact on it.At the same time,this paper also studies the practical characteristics and experience of financial support for rural land circulation in the four countries of the United States,Germany,France and Japan and then proposes policy recommendations with China's national conditions based on its advanced experience.Finally,based on the Marx's rent theory and fuzzy comprehensive evaluation method,this paper designs a mortgage loan pricing model of rural land management right which is including 21 evaluation factors to solve the key difficulty in financial support for rural land circulation.At the same time,on the study of financial support for rural land circulation in China and combined with the practical experience of developed countries,this paper constructs a financial support organization system which includes policy financial institution,commercial financial institutions and cooperative financial institutions.This paper also put forward proposals for the policy agricultural insurance and the optimization of financial ecological environment.