The Anti-money Laundering Practice Issues Research Of Commercial Bank In China

Money laundering "this blake industry has turned into the third commerce activities in the world with a quickly devoloping speed.and it is just inferior the foreign currency and petroleum.Money laundering has a seriouly social harm,it is not only undermine the principles of fairness and justice in economic activity and orderly competition in the market economy,but also damages the reputation of financial institutions and the normal,threatening security and stability of the financial system.Money laundering has long been beyond the current reality of people's imagination,it is nothing less than the antenna,far-reaching impact of vicious,threatening every fiber of a civilized society,it has become a modern civilization,"vibrato." Throughout the national anti-money laundering organization,commercial banks still bear the main task of anti-money laundering,laundering of commercial banks,commercial banks on how to play the anti-money laundering initiative,to improve its external environment and internal anti-money laundering mechanism becomes important issue can not be ignored.AML is a theoretical problem,but a practical one;anti-money laundering is not only a legal issue,it is an economic issue.This article from the Commercial Bank of China Anti-Money Laundering problems and difficulties in starting commercial bank anti-money laundering,to find a solution to the ideas and approaches.Firstly,the concept of money laundering and anti-money laundering of the connotation of the definition of the laundering process,form,characteristics,hazards and the need for anti-money laundering and practical significance.Analysis of the success of the international banking system,money laundering and money laundering resulting success of the international banking system of Enlightenment.Discusses the focus of commercial banks in money laundering of the problems,the analysis of the difficult work of commercial banks on money laundering,proposed the establishment of a sound operational mechanism of commercial banks to rationalize anti-money laundering recommendations.The main part of this paper is divided into four parts,namely,an overview of money laundering and money laundering;international banking system and money laundering Enlightenment;Status of Commercial Bank anti-money laundering;establish anti-money laundering operation mechanism of commercial banks.This paper will use the literature,data analysis,expert advice,and other research methods,to analysis of the bottleneck of commercial banks and the establishment of a sound anti-money laundering Commercial Bank of China Anti-Money Laundering Operation Mechanism.However,the work of commercial banks to carry out anti-money laundering is not long,experience is lacking,results are not significant,particularly from the central bank should shift to the anti-money laundering led to guide the central bank to commercial banks and other financial institutions at the core of the anti-up a new model of money-laundering.Both from theory to commercial banks and other financial institutions provide the basis for anti-money laundering,but also from the practice to provide direct anti-money laundering methods and measures to protect the fundamental work of the smooth development of China's anti-money laundering,not just to the the work of mere form.