Study On Risk Control Mechanism Of M Commercial Bank

In the current complex financial environment,various regulatory agencies have increasingly higher requirements on the risk prevention and control of commercial Banks.The risk control ability of commercial Banks has attracted much attention.It can be said that the risk control ability of commercial Banks has become one of the key factors restricting the development of Banks.As a small and medium-sized bank in mainland China,M commercial bank is in the stage of rapid development.In the scale expansion of M commercial bank's business,all the risks follow.How to correctly identify the problems in the risk control of M commercial banks,find out the causes of these problems,and find a way to improve the risk control ability has become a crucial link in the development process of M commercial bank.Taking the risk control of M commercial bank as the research object,this paper analyzes the current situation of the risk control of M commercial bank,identifies the main problems in the risk control of M commercial bank,and analyzes the causes of the risk control problems of M commercial bank.This paper puts forward the countermeasures from two aspects: the level of M commercial bank and the level of government.At the level of commercial Banks,countermeasures are put forward to strengthen the overall risk control of the whole process,standardize the operation mechanism of credit loans,improve the risk early warning andevaluation mechanism and internal control system,and strengthen the construction of risk management talent team.From the perspective of the government,this paper puts forward relevant countermeasures and suggestions for improving the risk control of M commercial bank from the aspects of strengthening policy support,paying attention to industrial optimization and practically strengthening supervision and management.