Supply Chain Finance Case Study

With the socio-economic development by leaps and bounds,the competition among various industries has intensified.The competition among various companies gradually changes from early product,resource,and market competition to supply chain competition.The supply chain integrates cash flow,logistics,and information flow,with the further improvement of related theories of supply chain management.At the same time,a series of financing services provided by major commercial banks to the company has also undergone tremendous changes.In this context,the supply chain financing model came into being.This model has also brought great benefits to all participants.For commercial banks,it is possible for commercial banks and various companies to build close collaborative relationships,which will help improve the overall competitiveness of banks;for logistics companies,they can improve the level of operation and management of enterprises;for core companies,they can enhance themselves.The control of the supply chain to improve the overall competitiveness.At the same time,at the current stage,domestic supply chain financing is still in the early stages of development,and it has not played its due role.There are still room for improvement and development in practical applications.The thesis first introduces the main modes of corporate financing,then elaborates the meaning and characteristics of supply chain financing from the definition and characteristics of supply chain financing,and compares and analyzes the operating system and operating model of supply chain financing,to the reader Introduced the general process of supply chain financing implementation.Then,this article uses Yonghui Supermarket and Guangfa Bank to cooperate in promoting supply chain financing as an example.The motivation,process and effect of this supply chain financing are introduced in detail.Afterwards,the article analyzed some inspirations that the entire case brought to the retail industry and other related industries,stating that a stable supply chain relationship is the basis for smooth implementation of supply chain financing.Meanwhile,all participants should pay attention to information sharing and strive to realize the supply chain.Financing integration.Finally,the article analyzes the main problems in the financing process,and raises some questions in aspects such as financing thinking,information disclosure,risk monitoring,and financing procedures,and proposes corresponding suggestions for these issues.It is believed that GDB should break away from the shackles of traditional credit thinking and achieve innovation in financing products and models.In addition,Yonghui Supermarket should establish an institutionalized supply chain management system and collaborate with Guangfa Bank to establish a unified and effective supply chain financing information sharing platform.At the same time,the Guangdong Development Bank should improve its own risk control mechanism to achieve a complete understanding of the supply chain risk.The emergence and development of supply chain financing is both an opportunity and a challenge for all parties involved.It is expected that all parties will have a deep understanding of the essential meaning of supply chain financing,clarify their positioning and functions in supply chain financing,and achieve the effect of full cooperation and mutual benefit.