Research On Agricultural Supply Chain Firiancial Model Under The Background Of Internet

Supply chain finance utilizes the credit spillover of core enterprises,focuses on the entire supply chain,and has great advantages in solving the financing difficulties of small and medium-sized enterprises.Sannong Finance is the weak link in the development of China's financial system,and supply chain finance is solving the three rural financing.Difficult problems have opened up a new path.With the development of Internet technology,the main body of the agricultural supply chain involved in providing financial services has been enriched.It has brought many benefits to alleviate the financing difficulties of the three agricultural enterprises.The online loan platform has abundant sources of funds,and its rich capital and agricultural supply chain.The high-quality assets can be better matched.As a member of the agricultural supply chain financial services,the online lending platform cannot be ignored,but there are few related cases.This paper selects Hope Finance as the case study object,adopts literature research and case analysis,and combines information asymmetry theory and transaction cost theory to conduct corresponding research.Firstly,it introduces the development status of China's supply chain finance,including the causes of supply chain finance.And the status quo of China's agricultural supply chain finance,introduces the main ways of online lending platform to participate in agricultural supply chain finance,several main business models and what risks exist,and then correspondingly supply the financial products and business models of the financial platform.Introduce the analysis and analyze the risk control of the platform.Finally,summarize the characteristics of the platform in the risk control means,the advantages and possible problems of the platform and put forward relevant suggestions.Through case studies,this paper finds that I hope that financial cooperation and strategic cooperation with new hopes will reduce information asymmetry through years of application of Sannong database and Internet technology,creating conditions for agricultural supply chain finance,and hope for financial utilization lines.Risk control is more targeted in the offline and acquaintance societies,and the interconnection of Internet technologies and new hopes reduces the cost of acquiring information.It is hoped that the financial case will be typical,providing a new solution for Sannong Finance,and giving successful experience to the platform for developing agricultural supply chain finance business.