Research On The Issued Of Green Bond Of City Commercial Banks

In the 21 st century,the global economy has developed rapidly,also has been a period of steady growth,and there have even been financial crisis.With the sustained and rapid development of industry and agriculture in various countries,development leads to more and more ecological problems,there are makes those countries are facing different degrees of ecological resources crisis.At this time,the word "green" has entered into the global development planning and strategy.The world organization and governments,there have put forward the development strategy of "developing ecological civilization and constructing green society" one after another.With the formulation of strategic planning,the financial industry,especially the banking industry,is an important center in the social financial development system.Green credit,green bonds,green funds and other green financial products have been established,and in a short time to achieve explosive growth.In this paper,the issue of green financial bonds from City Commercial Banks will be discussed.With the active participation of the vast number of financial institutions,the construction of the green financial system in China has been accelerated.The green finance has grown rapidly,and the business structure has been innovated and diversified.Issuers and investors are growing in scope.First of all,there have a general description of the issuance of green financial bonds in global scope.We could know that Chinese green financial bond issuance scale is extremely large,accounting for about 1/3 of the global green bond issuance scale in the same period.Reference total data,the paper explain the process of issuing green financial bonds and the innovative model Combining the successful issuance cases of domestic and international city commercial banks.Then next part analyzes the different issuing background,and points out the opportunities and challenges for the city commercial banks to issue green financial bonds,such as providing the support for the city commercial banks to adjust their structure,expand the business development space,improve the quality of assets,enhance the ability to service the local real economy and enhance brand awareness.However,it is not easy for citycommercial banks to issue green financial bonds.There have a variety of reasons for example volume,geographical,cost and income,risk control and so on.This paper focuses on five problems such as the green market risks,management system of city commercial banks before issuing,use of green funds,lack of supporting measures after issuance and green financial bonds due to their own particularity caused by the issuance of difficulties.According to the problems,the paper puts forward five countermeasures and suggestions to solve above guarantee,investment,issue,existence,development and advanced problem.The construction of risk supervision mechanism in green financial bond market and the corresponding internal management system are put forward.Then the paper advise to promote the upgrading of the management ability of the City Commercial Bank.The next point explain to strengthen the green capital certification of the city commercial banks,complete distribution measures and channels.Finally,the last part put forward to draw lessons from the experience of international issuance.I hope this paper can provide more reference for city commercial banks to issue green financial bonds.