Analysis On The Efficiency Of Supporting Agriculture In Rural Commercial Banks Of Tai An City

The No.1 Document of the Central Committee in 2018 clearly stated that public finances should be more inclined to "agriculture,rural areas and farmers",incite more financial funds and social funds to invest in rural revitalization,and realize the goal of peasant prosperity,rural beauty and agricultural rejuvenation at an early date.To solve the problem of "agriculture,rural areas and farmers" must rely on the power of rural finance.Because of its special status,rural commercial banks play an irreplaceable role in solving the "agriculture,rural areas and farmers" and become the main force to promote the development of rural economy.Therefore,rural commercial banks The issue of the efficiency of supporting agriculture has been increasingly valued by all sectors of society.However,although the state continues to guide financial institutions to increase rural credit investment,rural economic development is still slow,and the efficiency of financial support for agriculture has not increased significantly.On the one hand,due to the profit-seeking nature of capital,rural commercial banks have invested more funds in agriculture-related organizations.Farmers' access to funds is limited,and farmers' incomes are slow.On the other hand,rural backward economic development also indirectly affects the efficiency of rural commercial banks.Therefore,improving the efficiency of rural commercial banks in supporting agriculture and rational allocation of financial resources have become the key to solving the problems of "agriculture,rural areas and farmers".This paper takes the economic support of rural commercial banks in Tai'an as the starting point.Firstly,it analyzes and introduces the status of rural commercial banks in Tai'an City.Secondly,it uses the business data of rural commercial banks in Tai'an to conduct an empirical analysis and draws the rural areas of Tai'an.The conclusions of low efficiency and slow growth of commercial banks support agriculture,and put forward relevant countermeasures and suggestions for the factors affecting the efficiency of supporting agriculture,in order to improve the efficiency level of rural commercial banks in Tai'an and promote the economic development of Tai'an rural areas.