The Study On The Prevention And Governance Mechanism Of Money Laundering In China

With the development of the financial system and the abundance of financial instruments,money laundering has been constantly updated since the 1970s,and the harm to the world economy and the international community has become increasingly serious,which has aroused widespread concern of global organizations and governments.It is reported that global money laundering activities continue to spread,money laundering accounts for about 2%to 5%of global GDP,and China's money laundering scale is also expanding.According to media reports,in China,at least 200 billion Yuan of "Dirty Money" is transferred to the outside world every year,and the criminal proceeds in the financial system and the third-party payment system are even more incalculable.China's money laundering crime The situation is very serious.In 2003,the State Council authorized the People's Bank of China to take the lead in organizing anti-money laundering work throughout the country.The revised Law of the People's Republic of China on the People's Bank of China established the status of the anti-money laundering administrative department of the People's Bank of China.Under the exploration and promotion of the People's Bank of China for many years,China's anti-money laundering legal system and supervision mechanism have been continuously improved,and anti-money laundering work has made great progress.In 2007,it successfully joined the international anti-money laundering authority organization-financial action.The special working group,anti-money laundering work has gained international recognition.With the development of the economy,the money laundering situation and the rapid changes in the international anti-money laundering rules,China's anti-money laundering supervision mechanism,particularly the anti-money laundering coordination mechanism has many shortcomings at the level of institutional mechanisms,such as Insufficient organizational and legal guarantees,inefficient supervision and dispute resolution mechanisms,uneven regulation among government departments,inadequate use of advanced scientific and technological means,and poor information sharing.This paper analyzes the concepts of money laundering and anti-money laundering,the general characteristics,techniques,harms and basic theories of money laundering,and comprehensively expounds the necessity of multi-sectoral participation in money laundering prevention and governance.From the perspective of collaborative governance,it analyzes the current situation in China.The status quo of the money laundering prevention and governance mechanism,existing problems,institutional and institutional reasons,a brief analysis of the experience of developed countries such as the United States,Britain,Australia,etc.,on the basis of which put forward policy recommendations.It is recommended to establish a national money laundering prevention and governance committee-money laundering prevention and governance supervision and law enforcement network-government departments-local government's collaborative governance framework,recommend the development of national money laundering prevention and governance strategic planning,unified long-term work goals and phased goals It is recommended to improve organizational security and institutional guarantees,and establish industry departments for money laundering prevention and governance in different industries.Under the leadership of the National Money Laundering Prevention and Governance Committee,policy development coordination,regulatory law enforcement coordination,information sharing and coordination of money laundering are promoted.International cooperation in prevention and governance.