The Innovation Developing Pattern Of Inclusive Financial Of Z Bank

Inclusive finance is an important concept to promote the sustainable development of Chinese enterprises,to accurately alleviate poverty and to reflect social equity.With the advent of the technological era,opportunities and challenges coexist.Therefore,following the development of the times and promoting the steady development of inclusive finance is the only way for financial institutions and financial services.The development of inclusive finance is the social responsibility and historical mission of Z Bank as the only provincial-level city commercial bank in the province.The 19 th Congress of the Communist Party of China put forward the goal of implementing the strategy of revitalizing the countryside and realizing the building of a well-off society in an all-round way.In the new historical period,Z Bank seized new opportunities,met new challenges,overcome various difficulties in the process of inclusive financial services,deeply developed and integrated various financial resources,fully exerted comparative advantages,optimized business structure and Resource allocation,continuous innovation of products,services,concepts,etc.,will tilt the development direction and service focus to the inclusive financial sector,and play a strong financial support role in realizing the rural revitalization strategy and the goal of building a well-off society in an all-round way.This paper first expounds the research background and significance of inclusive finance and the research situation at home and abroad.According to the development status of inclusive finance in China,the advantages and obstacles of the development of inclusive financial industry in the banking industry,relevant regulatory policies and guidelines,etc.The overall financial situation has a clearer understanding.Secondly,from the development of Z Bank,the development of inclusive finance,and the strategic significance of Inclusive Finance to Z Bank,it puts forward the bottleneck problem that Z Bank has in the process of innovation and development of inclusive finance.Finally,combined with the above research results,summed up the development model of Z Bank's inclusive financial innovation,and started from the channels,products,talents,etc.,combined with the innovation of Z Bank in the development of inclusive finance,refined Z Bank Inclusive Finance The innovative development model mainly includes “online to the countryside”,“individual + small micro + threerural”,innovative talent reserve and promotion mode,and provides reference solutions for the innovative development of domestic commercial banks.The innovations of this paper have the following two points: First,the innovation of the object of analysis.At present,domestic scholars' research on inclusive finance is mostly in policy theory,and there are few research literatures on the development model of inclusive financial in specific city commercial banks.Therefore,in a sense,this paper makes up for this deficiency.Second,the direction of analysis is full of innovation.At present,domestic analysis of the development level and current status of commercial banks' inclusive finance is more,but there is less analysis of the innovative model of inclusive financial development.