Study On The Development Of Rural Mutual Fund Cooperatives In Lishu County

The Rural Mutual Funding Cooperatives is an emerging rural cooperative financial organization in China.From 2000 to 1919,rural mutual fund cooperatives flourished in the vast rural areas of China,satisfying the funding needs of many farmers.At present,the main loan channels of Chinese farmers are mainly formal financial institutions.The business nature of these financial institutions is based on profit.However,the current rural loans in China generally have the characteristics of “small loan amount and high loan frequency”.Therefore,most of the farmers in China will not be able to obtain formalities due to the cumbersome formalities of formal financial institutions and the high starting point of loans.loan.Even farmers in some areas have turned to illegal financial loans to organize borrowing in order to meet the needs of real life,which has seriously hindered the development of China’s rural economy.Under the rural economic environment where farmers’ funding needs are not met,the new rural financial institutions,which are mutual aid cooperatives,emerged as the times.The mutual fund cooperatives are a kind of rural financial institutions that provide services to members of the society,mainly providing loans to members of the society.The Third Plenary Session of the 18 th CPC Central Committee proposed that economic system reform should be the focus of comprehensive deepening reform.We must improve the financial market system,develop inclusive finance,encourage financial innovation,accelerate the construction of a new agricultural management system,and promote agricultural management methods on the basis of family management.Innovate,develop various forms of scale management,and develop a rural cooperative economy.Therefore,it is of great significance to accelerate the development of rural mutual funds.This paper studies the development status of rural mutual fund cooperatives in China,and summarizes the development of rural mutual funds cooperatives at home and abroad,from the status quo,characteristics,existing problems and reasons.Through the analysis methods provided by the relevant literature,the main factors affecting the performance of rural mutual funds cooperatives are analyzed in the form of questionnaires.Secondly,this paper introduces the formation,development,performance and organizational structure of the Lishu County Mutual Aid Society.At the same time,the Lishu County Capital Mutual Aid Cooperative is used as a case to determine the Lishu County Capital Mutual Cooperative in the development.The problem.In the end,this paper proposes conclusions and related countermeasures for the development of the mutual aid agency in Lishu County with reference to the relevant experiences of Taiwan,Japan and Germany.