Research On Improving Financial Services Of Rural Credit Cooperatives In Xilin Gol League

Rural finance is the core of rural economic development.As the main force of rural finance,rural credit cooperatives activate the rural economic market and provide financial support for rural economic development through the investment and integration of funds.We will promote good and rapid development of the rural economy.However,with the development demand of rural economy,the development of financial services of rural credit cooperatives can not meet the displayed needs.The unreasonable financial system,the low efficiency of financial services and the loss of funds have seriously affected the development of rural credit cooperatives.To a certain extent,it restricts the economic construction of Ximeng area,which puts forward new requirements for the development of rural credit cooperatives.Therefore,the development of rural credit cooperatives must focus on financial services,promote rural economic development with rural financial services,and explore a financial service development system suitable for the development of Xilingol League rural credit cooperatives.This paper first defines the concept of cooperatives and financial services,using the methods of literature analysis,case analysis,quantitative and qualitative analysis,and so on.Then it makes a theoretical study on the development of rural cooperatives and financial services at home and abroad,and makes an objective analysis of the current situation of financial services of Xilingol League Rural Credit Cooperatives.Find out the problems and restrictive factors in the provision of financial services of Xilingol Union Rural Credit Union,including the unreasonable structure of financial products,the incomplete service content and other deficiencies,and from the system,personnel,supervision,history,and other aspects of the system,personnel,supervision,history,and so on.Based on the analysis of the reasons in science and technology and the comparison with the rural banks that provide high-quality financial services at home and abroad,this paper expounds the basicprinciples and steps of financial services.Then it analyzes the market strategy of the financial service development of Xilingol League Rural Credit Cooperatives,and puts forward a series of basic ideas and suggestions to improve the financial services of Xilingol League Rural Credit Cooperatives,including improving the service level.Expand the service mode,optimize the service flow and refine the content of service management.Finally,aiming at the problems existing in the financial services of Xilingol League Rural Credit Cooperatives and the causes,this paper puts forward to increase the reasonable support of the government to the Rural Credit Cooperatives.Strengthen the supervision of rural credit cooperatives by relevant departments,establish a good external credit environment in rural areas,strengthen the construction of personnel within rural credit cooperatives to achieve the risk prevention and control measures for the healthy and orderly development of Xilingol League rural credit cooperatives.The risk prevention and control of the healthy and orderly development of rural finance.