Research On The Role Of Financial Supervision Function Of Local Financial Offices

Financial supervision plays a positive role in promoting the progress of the market economy,but it also has a negative impact on the development of the financial industry because of the lack of supervision and improper supervision.This paper systematically studies the role of the local financial office in China's financial supervision system.The goal is to promote the financial supervision system to improve and perfect by studying the specific practice of the local financial office to play the role of financial supervision.To provide a theoretical reference for reforming the local financial industry.With the development of economy and society,China's private small and medium-sized enterprises have developed particularly rapidly and accumulated rich capital.However,these small and medium-sized enterprises are prone to capital shortages during the development process,and financing is relatively difficult.Therefore,local financial institutions have been established.With the continuous development of local financial institutions,the emergence of local business finance industry has greatly promoted the continuous improvement of the real economy.In order to effectively supervise emerging financial institutions,local governments set up financial offices to exercise coordination services and supervise management functions.This topic uses economic management,political science,finance and other scientific research methods to discuss the scope and direction of local government's functions in financial sustainable development,risk prevention and control,financial supervision and management,and strive to rationalize local financial supervision.The relationship with the financial supervision at the central level promotes the coordination and prosperity of local and central economic and financial supervision,and further improves and perfects China's financial supervision system.This study conducted a survey of Fuzhou City Financial Office and the operating financial institutions Small Amount Co.,Ltd.,Financing Guarantee Co.,Ltd.and Pawn Industry through interviews and field investigations,and found that Fuzhou Financial Office has a small amount of loan company,financing The supervision of the guarantee company and the pawn industry can effectively prevent the occurrence of financial risks and ensure the healthy and stable development of financial institutions.At the same time,the scope and direction of supervision of Fuzhou Local Finance Office is clear,and it can correctly handle the relationship with central financial supervision,and provide a theoretical reference for the continuous improvement and improvement of the division of supervision functions of local financial offices.