Research On Anti-money Laundering Problems And Countermeasures Of T Commercial Bank In Taizhou City

As globalization progresses and deepens,the issue of international crime is becoming more serious than before.International money laundering is increasingly rampant.Anti-money laundering has become a hot issue in recent years.As the preferred channel of money laundering,financial institutions,mainly in the banking industry,have always been in the forefront of anti-money laundering and are the core force of anti-money laundering.The increasingly serious money laundering activities bring challenges to the development of anti-money laundering.Taizhou,as the birthplace of China's joint-stock cooperative economy and one of the most dynamic cities of private economy,has relatively sufficient financial competition,so Taizhou has a certain representativeness in the research samples of anti-money laundering.Based on this,this paper chooses to investigate and study the anti-money laundering work of commercial bank T in Taizhou.The purpose of this study is to analyze the deficiencies in the anti-money laundering work of T commercial Banks in Taizhou city and put forward some Suggestions for the development of anti-money laundering financial work of T commercial Banks in Taizhou city.This paper has the following six parts.The part one describes describes the purpose and significance of the topic,introduces the domestic and foreign research status of anti-money laundering and regulatory work and gives a brief review,and puts forward the research content and explains reaserch methods adopted by this paper.The part two examined relevant concepts and defined research scope.which lays a theoretical foundation for the later analysis of the specific content of anti-money laundering.The third part elaborates the current situation of anti-money laundering of Chinese Banks,analyzes the development,development process and basic situation of anti-money laundering of Chinese Banks.In addition,it analyzes the overall situation of anti-money laundering of Banks in Zhejiang province,clarifies the effectiveness and difficulties of anti-money laundering,and lays a solid foundation for further research on anti-money laundering of T commercial bank in Taizhou city,Zhejiang province.The fourth part is the analysis of anti-money laundering of T commercial bank in Taizhou city,Zhejiang province.Through the methods of literature review and interview investigation,this paper analyzes the current situation of the backwashing of T commercial bank in Taizhou city,and summarizes the specific problems in the backwashing of T commercial bank.The fifth part analyzes the advanced experience of overseas countries?regions? and sorts out the advanced experience of the United States,Germany,Hong Kong and other countries and regions in anti-money laundering,so as to obtain some enlightenment on the anti-money laundering of commercial bank T.The sixth part proposes countermeasures and Suggestions to promote the anti-money laundering work of commercial bank T,namely,countermeasures and Suggestions to promote the anti-money laundering work of commercial bank T respectively from the government regulatory department and the bank grassroots level.