Research On The Risk Management In Inter-Bank Market Business Of ZH Joint-stock Bank Ningxia Branch

In recent years,the Inter-Bank Market Business has been increasingly favored by domestic banking industry because of its flexible ways to make higher profit,which makes its scale grow rapidly and makes a significant contribution to the profits of Commercial Banks.It is also quite important to supplement the Inter-Bank liquidity and enhance the competitiveness of Commercial Banks.However,with the vigorous development of Inter-Bank Market Business,many scholars pay attention to the credit risk and operational risk brought by it.Various literatures have also studied and offered some suggestions.Based on literature research and case analysis method,this paper summarizes and analyzes the contents of these literatures,expounding the basic concepts and management status of risk management in the Inter-Bank Market Business of Joint-Stock Commercial Banks?Taking ZH Joint-stock Bank Ningxia Branch as an example,this paper analyses the development of its Inter-Bank Market Business,risk management measures and existing problems of risk management system,and puts forward some suggestions.The countermeasures and suggestions can provide positive reference to Commercial Banks for perfecting the risk management system of Inter-Bank Market Business.