Study On Inter-bank Business Risk Management Of D Rural Commercial Bank

In response to external shocks such as interest rate liberalization and financial disinter mediation,China's commercial banks began to shift their profit direction from traditional loan business to financial market business.As an important part of the financial market business,the inter-bank business has played a positive role in promoting the rapid development of China's commercial bank in recent years.D Rural commercial bank started late in the inter-bank business,and the operation time was not long.The practical experience was insufficient.Although the inter-bank business has developed rapidly in recent years,it has gradually developed some problems,just as the business development speed has begun to slow down.The continuous accumulation of business risks has put forward new and higher requirements for the development mode and risk management of the inter-bank business of D rural commercial bank.Based on the above considerations,this paper analyzes the development of inter-bank business of China's commercial banks by comparing the overall assets and liabilities of 12 commercial banks from 2010 to 2017 and the inter-bank business assets and liabilities;through the driving factors and risk conditions of inter-bank business development The analysis reveals the inevitability of commercial banks to develop inter-bank business and the potential risks in the development process.On this basis,this paper takes D rural commercial bank as the research object,combines the specific types of inter-bank business carried out,analyzes it's business characteristics and risk points one by one,and puts forward the existence of D rural commercial bank in inter-bank business development and 7 big questions of risk management.In response to these problems,11 risk management countermeasures have been clearly put forward,hoping to bring some inspiration to D rural commercial bank in terms of inter-bank business development and risk management,so as to better promote the healthy and sustainable development of D rural commercial bank's inter-bank business.