Evaluation On The Insurance Capital Operation Of P Insurance Company

With the rapid development of China's economy,banking,securities,insurance and other financial industries are also developing very quickly.In recent years,the development of China's insurance industry can be said to be changing with each passing day,especially in the recent years,with the support of the state to citizens to purchase commercial insurance and the implementation of the reform of commercial fares,the role and significance of insurance has been paid more attention to by the state.At the same time,it also highlights the role of insurance in social security,financing,accident compensation.As one of the important pillars of the financial industry,China's insurance industry has gradually recovered since 1980,the main body of the insurance market has become more diversified,and the composition of insurance products has become more diversified.The scale of insurance assets in the insurance industry is expanding,and the insurance depth and density are also increasing.P insurance company as the industry leader,the exploration and evaluation of its insurance fund operation performance has important reference significance for the whole insurance fund operation evaluation of the industry.By innovating the four dimensions of balanced scorecard proposed by Kaplan and Norton,this paper increases the social responsibility of P insurance company and forms the dimensions of financial,customer and internal process.A balanced scorecard index system composed of learning and growth dimension and social responsibility dimension is used to evaluate the performance of insurance fund operation.The evaluation results show that the overall performance of insurance fund operation of P Insurance Company in 2017 is satisfactory,which is worthy of close.Note that its customer dimension and internal control dimension,the financial dimension,learning and growth dimension.Therefore,for P insurance company insurance fund operation,from the internal point of view,it is suggested to implement hierarchical decision-making authorization,improve the internal control structure of insurance fund operation,improve the efficiency of the use of funds,and improve the financial matching structure of insurance fund operation.Strengthen the management of human resources and cultivate the risk management culture of insurance fund operation.From the external point of view,it is suggested to create good external conditions,optimize the financial market environment of insurance fund operation,perfect policies and regulations,and strengthen the industry supervision of insurance fund operation.Finally,by adopting The above reasonable suggestion is that the insurance fund operation of P insurance company can be standardized and profitable.At the same time,it can also show enterprise style,bravely shoulder social responsibility,and lead the poor households to "realize the road out of poverty with fewer risks and make more protection on the road to prosperity." To promote the sustained and healthy development of the national economy.