Case Study On Risk Prevention And Control Of Trust Company

With the breakthrough of the regulatory system in recent years,the trust culture has begun to enter the public mind,the attention of all sectors of the society to the trust industry has been increasing day by day,and the development results of the trust industry have been constantly revealed.However,due to the trust companies under the background of financial innovation on the structure of the trust project design diversity,the lack of perfect risk prevention and control system at the same time,the number of risks that have been created is a high level of concern from financial insiders,investors and regulatory authorities.Were reviewed in this paper,on the basis of relevant research results at home and abroad,using the principle of risk control,using the methods of normative analysis case analysis,draw lessons from international experience,the trust company risk control problems in our system to study the research content mainly includes the following three parts: the first part is theoretical analysis,namely the trust business may face the risk of species in the goals and principles of risk prevention and control of risk prevention and control the procedures and methods of research,this paper discusses the content such as the second part is case analysis,namely on the basis of theoretical analysis,the risk control of the M trust company case analyses of the present situation and the prevention and control system The third part is the countermeasure study,which is based on the theoretical analysis and case analysis,to carry out the countermeasure study with practical significance by integrating the factors such as the policy environment operation mode and industrial strategy of China’s trust industry.Through analysis and research,this paper draws the following conclusions: only by paying attention to risk prevention and control and eliminating the adverse impact of risk as much as possible,can trust companies effectively and smoothly transform the expectedreturn of the project into the final profit.The orderly development of trust business is not only completed independently by the business department,but also requires the full cooperation of multiple middle and back departments to establish an efficient communication system for the whole department,which is centered on the risk control and compliance department of the business department,the audit department of the operation department and other major risk management departments.The introduction or training of professional talents will help improve and perfect the risk prevention and control system,establish a high level of risk prevention and control awareness,and improve the overall standardization of trust industry from the root.