Research On International Trade Financing Business Risk Management Of CCB SX Branch

After years of reform and opening up and participate in global economic integration,foreign trade has been in the national economy important constituent,commercial banks has been vigorously carry out international trade financing business,but with varieties of business and the business volume increasing and change,potential business risk increases and complicated.After years of development,international trade financing business has replaced the traditional credit business,earn a lot of intermediary business income of commercial banks,has become a competition between commercial banks comprehensive competitiveness.Risk and profit like twin brothers,dependency,the pursuit of commercial banks to effectively identify and control the risk under the condition of their profits as much as possible.Do a good job in international trade financing of commercial banks risk management work,can not only promote the international business fast,healthy and sustainable development,also can become financial market has continued to boom the booster and stabilizer,also can promote the economic better and faster into the world in the trend of economic globalization.This article mainly to international trade financing business risk management as the research object.First of all,describes the current situation of international trade,after brief introduction of the concept of international trade financing business,origin,types,characteristics,also especially introduces some latest innovation,CCB SX branch type trade finance products.Then based on the research of the theory of international trade financing business risk,this paper expounds the theory of commercial banks risk management and its historical evolution.Then analyzed the main risk types and causes of international trade financing business,and one by one,this paper introduces the international trade financing business principle and the basic process of risk management.After that,take CCB SX branch as an example,this paper introduces the daily in international trade finance business of risk cases,analyzing the problems existing in the risk management.Finally,from the customer and credit assets classification and measurement of economic capital and RAROC,optimize business processes and risk management,internal control system,and to use scientific cognitive risk,financial derivatives,anti-money laundering,the talent team construction and so on angle and the future of international trade financing business development strategy put forward its own risk management countermeasures and suggestions.