Transfer Payment Effect Analysis And Program Optimization Of Central Adjustment System For Enterprise Employees' Basic Endowment Insurance Fund

According to the latest data from the National Bureau of Statistics,in 2017,China's population over 60 years old accounted for 17.33% of the total population,reaching 240 million people.According to the UN's forecast,it is estimated that by 2050,the proportion of China's population over 60 will be close to 33%,which means that one third of China's population is elderly.At the same time,the dependency ratio of basic pension insurance for urban workers in China has generally declined.The above data means that the burden of China's old-age insurance system as the first pillar is getting heavier and heavier.In addition,the lack of basic pension insurance funds for urban employees between provinces and cities is seriously divided.The development of the second pillar of enterprise annuity and occupational annuity is still not perfect.The growth rate of enterprise annuity fund has been declining.The occupational annuity has just started,and it is difficult to effectively fill a pillar vacancy.The third pillar has not yet been formed.This situation has intensified the overall pension burden.However,the central adjustment fund system is still in its embryonic stage in China,and the improvement of the basic pension insurance pooling level is not achieved overnight.This paper uses statistical measurement and qualitative analysis as a means to measure the various effects that the central adjustment system can bring according to the latest data of the National Statistical Yearbook,and build a balance of payments model to adjust the ratio of 2018-2030.prediction.Then optimize the current plan according to the above parts.The first chapter is the introduction,starting from the analysis of the transfer payment effect and the optimization of the program brought by the central adjustment fund system,expounding the problems and research purposes to be solved in the research.And through the definition of connotation of national coordination,the necessity of national co-ordination,the main obstacles,the overall planning mode,and the logical order of upgrading the overall level of economic effects,the related literatures at home and abroad have been sorted out.Subsequently,the research content and logical structure of this paper are expounded.The last part refines the innovation of this paper based on the calculation of the transfer payment effect of the central adjustment fund system and the optimization path of the central adjustment gold system,and finds the deficiencies.The second chapter introduces the theoretical basis of this paper.It introduces the theoretical origin,theoretical connotation and theoretical policy proposition of the theory of justice,public goods theory and social security.Combined with the national pension plan for the basic endowment insurance and the central adjustment fund system,the national policy decision-making ideas based on the theory interpretation are explained.Use the above theory as the theoretical pillar of the full text.In the third chapter,the author sorts out the historical changes of the basic pension insurance co-ordination level,focusing on: the division of responsibility between the government(between the central government and the government at the same level);the responsibility orientation of the fundraising entity;and the management system corresponding to the overall level Promote social and economic factors such as changes in the overall level of coordination.Through the summary of history,it analyzes the necessity of the current national pension insurance national pooling and the obstacles currently faced.And introduced the current design of the central adjustment gold program.The fourth chapter is the key chapter of this paper.It uses the national statistical yearbook data(mainly the basic pension insurance fund income and expenditure)to measure the transfer payment effect brought by the current central adjustment fund system,and is divided into inter-provincial transfer payment effects.There are three aspects of the transfer payment effect between different financing entities and the transfer payment effect between government and enterprises.Further analysis of the calculation results,clarify the inherent characteristics and deficiencies of the central adjustment gold system design,and lay the analytical foundation for the program optimization.Through the static measurement of the central adjustment system,and the possible impact on the local government collection behavior.The fifth chapter,due to the lack of data support and the trend of the integration of enterprise employees and institutions and institutions' endowment insurance,the author based on the principle of balance of payments,unified calculation of the proportion of central adjustment funds for urban employees' basic endowment insurance.According to the theory,according to the shortcomings of the current program,the central adjustment gold scheme is improved under the assumptions.First,qualitative analysis determines the factors that should be considered in the adjustment ratio,and how the adjustment ratio affects the central adjustment system.Explain the logical ideas and methodological choices for determining the proportion of the adjustment.Then build the model,define the parameters,assign values to the parameters,measure and analyze the results.The sixth chapter is the program optimization and recommendations section.First of all,according to the various shortcomings of the current central adjustment gold system found in the calculations in Chapters 4 and 5,the objectives of the program optimization are determined.Furthermore,it proposes the optimization of the central adjustment fund system from the aspects of system coverage,adjustment of adjustment ratio,information construction and system construction.Finally,the supporting measures for the optimization of the central adjustment system were discussed.The innovation of this paper is that based on the above background,this paper will comprehensively analyze the current basic pension insurance system,take the basic pension insurance system as the core issue,review the history of change,and comprehensively explain the design of the central adjustment fund system.First,the paper considers the inter-provincial relationship between the provincial and local governments and between the government and the enterprise in the analysis and calculation.Second,a comprehensive analysis of the possible effects of the central adjustment system.And proposed the optimization path of the central adjustment gold system,which provided useful suggestions for China's social security system.