Research On Optimization Of Commercial Bank Electronic Supply Chain Service

Chinese banks are mainly divided into commercial banks and policy banks two categories.It is different from the policy banks that provide the overall and strategic services for the national economy.The commercial banks operate as the enterprises of the currency management enterprises,mainly for the enterprises,individuals and other entities to provide financial services to credit funds as the main target.Since the1990 s,supply chain finance has become a hot spot in the field of financial services and the foundation of commercial banks and value-added financial services in the process of rapid economic globalization.With the further development of information technology,electronic supply chain financial services also came into being.However,compared with the ordinary "supply chain finance","electronic supply chain finance" as electronic information of financial services,technical means,system completeness,settlement speed,financing efficiency and so has a great advantage.Based on the theoretical research of electronic supply chain finance,this paper expounds the related theories of transaction cost and electronics,supply chain management theory,supply chain finance and electronic supply chain finance,which lays the present situation for the financial service of commercial banks' electronic supply chain This paper discusses the current situation of the operation of electronic supply chain financial services by analyzing and researching the four main systems,operation mechanism and three main modes of electronic supply chain financial service.In the commercial banks,In this paper,based on the research results of the financial services of commercial banks 'electronic supply chain,this paper analyzes the financial services of electronic supply chain in depth,and expounds the four aspects of financial services of commercial banks' electronic supply chain.By combining the actual case,the electronic and online perspective is combined with the traditional supply chain financial service to construct the electronic supply chainfinancial comprehensive evaluation system based on the characteristics of electronic and traditional financial services and to carry out the logistic service for the electronic supply chain financial services of commercial banks regression analysis.